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Kenneth Cheng

In Touch

A Monthly Curated Newsletter

As human beings, we are a culmination of our environment, decisions, behaviours and habits. It is worth giving thought to how we live our lives; taking a step back to reflect on some of our own less-than-ideal tendencies and ponder about how we can mitigate or improve upon them. Here are some resources that I hope can help us foster habits and patterns that can create an upward cycle for ourselves over time.

7 tips to get healthy habits to stick without getting stressed

Change for the better is a process. Like training for a marathon or learning a new language, improving your wellbeing has to be approached realistically and progressively to work. So sure, you won’t get results overnight, but over time small gains add up. The trick is sticking with it long enough that the new habits you want to incorporate into your day-to-day become automatic..

 
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9 Good Money Habits You Can Form

While you may have ambitious money goals, the key to reaching them is building a collection of smaller everyday habits. By taking baby steps that become second nature over time, you’ll hopefully be able to improve your financial situation. Here are some small habits you can develop today that may help your money grow.

 
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How to Be Happy – 7 Habits of Happy People

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Kenneth Cheng
 
 
 
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Testimonials and Referral Notes

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Xaye Lee, Teacher

I know Kenneth in 2001 when I bought my very First insurance from him. Being new to the workforce, I am overwhelmed with the different products in the market. He patiently explains everything in layman's term to aid my understanding. Since then, I will only go to him for my every insurance needs. In 2001.. he is a black haired young man full of zest and passion. Now, he is already a NOT so young white haired uncle! But the Zest and passion remains! Kenneth is just like a "life buoy"- coming to my "rescue" at the darkest and lowest moments in my life.. Thank you Kenneth! For always being so willing to going beyond your call of duty to help!

Jace Low, Financial Consultant

I met Kenneth when I was looking to enter the financial services industry back in 2020, and what really stood out to me was his upfront honesty and transparent nature. I was exploring many opportunities at the time and Kenneth's ability to lead really spoke to me because he never gave me "fluff" or painted a flowery picture but was always very real in his mentorship and guidance to me. I've also seen him on multiple occasions go out of his way to help not only mentees but also his clients who ask for his time of day urgently, despite his tight schedule. I'm thankful for his presence in my life and would not want to be anywhere else except with Opulence and under his care. I am sure others who have worked with him will say the same and I am all but certain that future new mentees and new clients will see what I see as well.

Cheryl Phua, Assistant Director Civil Service

Have known Kenneth for more than 10 years as a financial advisor through a friend. He has shown genuineness and care in terms of having your interests in mind and gradually become more like a friend over the the time that we have known each other.

Jesslyn Wong, Manager

Kenneth has been our financial planner since 2005, when we bought our first endowment policy for our newborn. Since then, we have bought multiple policies from Life, Mortgage, Investment to Hospitalization. Kenneth is knowledgeable and provided us with sound recommendation on the policies that suit our needs and budget at the different stages of our lives. He is like our go-to-man for all our insurance and coverage needs.

Leon Chaw, Senior Financial Consultant

I have known Kenneth since I was 18. Lost and inexperienced about life, Kenneth has provided me guidance and support throughout my younger days. He is genuine in his mentorship and the only motive he has; to do well and do good collectively be it personal or at work. Kenneth has displayed the fine example of walking the talk. As a 20-year veteran and leader in the financial advisory industry, he remains humble with his advices while ensuring that his team remain grounded while striving for excellence. Kenneth’s foresight and and aptitude in life enabled the team to continuously innovate in our business, even in tough times such as COVID-19. If you’re ready to challenge yourself and want to get out of your comfort zone, do reach out to Kenneth and he will provide you with the most uncomfortable truth yet real advices.

Ullas Nair, G6 Army, MINDEF

I have known Kenneth for about 21 years since we worked together in PT & Sports branch of G6 Army, MINDEF. As that time he was a specialist enlisted and trained as a fitness instructor. I was his superior officer and we worked together in managing and monitoring the army’s overall fitness data and making plans and policies. He struck me even then as a dedicated person, who took his full time national service seriously. He worked hard to ensure that our data was accurate and reliable and fit its purposes. After he left his army service where he had done very well, he branched out into the insurance industry. I was certain he would not only do well but excel in his chosen field at Prudential. We kept in touch all through the years and he even recommended me some good insurance products. His service was excellent, he treat everyone as a special friend not just a customer. He even assisted his army colleagues to invest week and we all found him to be a capable and reliable person. As an individual, Kenneth has very good inter-personal skills and EQ, but he is genuinely a nice person and would contact us from time to time even if we were not involved in any business deals with him. He has a food reputation from all his army friends even after leaving service more than 21 years ago. I wish him the best and I know he will serve his clients and friends well.