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Kenneth Cheng

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

 
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Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

 
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DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Kenneth Cheng
 
 
 
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Testimonials and Referral Notes

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Michelle Tan, Senior Financial Consultant

Kenneth's confidence, experience and his ability to vision made me took a leap of faith from my decent paying job & multiple offers to join his team. It was indeed a tough decision but I have never regretted ever since. He believes in me more than I believe in myself & will push me to do better, be better. I have grown a lot these 4 years under his mentorship, emotionally, mentally & financially. I'm proud to say that without Kenneth, I wouldn't be where I am right now. Everything happens for a reason. If you ever receive a call from Kenneth one day on a new career opportunity, pick it up, have a coffee with him. It might be the turning point you were waiting for.

Priscilla Chew, Senior Financial Consultant

"A leader is a person who takes a little more than his share of blame and a little less than his share of credit." Kenneth lives by this principle more than many others. I first met Kenneth, a little more than 3 years back. He came across as a straightforward and focused director. At that moment, I knew I have much more to learn from him. Being in the business for over 20 years, he has met many different kinds of individuals. He has a unique communication style, knowing that words transform emotions and lead to breakthroughs. His decisiveness carries the team, that does not mean he makes easy decisions. He makes what's right even in tough times. If one have ever engaged in a conversation with Kenneth, one must have sensed quickly his confidence and clear visions. He is fully focused on helping the team achieve their personal goals, even if it means sacrificing his time. Kenneth is a yes man to his mentees, not because he says yes to everything, but because he couldn't turn a blind eye to his team. Being a good speaker with his language fluency helped me discover that public speaking is a skill I enjoyed very much, and he is an example to follow. In my almost 3 years with Kenneth, I have enjoyed learning from him as my mentor, upgrading my skills and putting my strengths to use. He listens before he speaks, which many of us would have wanted from a leader. He has played a big role and attribution to my achievements and helped me vision who I want to be, who I could be and discovering my identity. In today's fast paced market, Kenneth is constantly looking for innovative ideas and finding the X factor. It was never a dull moment to learn new things from him. If you are looking for a leader that is no-nonsense, honest and focused on helping you achieve your goals, walk up to Kenneth and start the conversation.

Cheryl Phua, Assistant Director Civil Service

Have known Kenneth for more than 10 years as a financial advisor through a friend. He has shown genuineness and care in terms of having your interests in mind and gradually become more like a friend over the the time that we have known each other.

Nick Teo, Business Development Director

A mentor is someone who has patience, foresight and magnanimity. Kenneth has all of those traits and more! He's mentored so many, and guided many more to success. And most of all, he is a man of great Faith and great Love.

Xaye Lee, Teacher

I know Kenneth in 2001 when I bought my very First insurance from him. Being new to the workforce, I am overwhelmed with the different products in the market. He patiently explains everything in layman's term to aid my understanding. Since then, I will only go to him for my every insurance needs. In 2001.. he is a black haired young man full of zest and passion. Now, he is already a NOT so young white haired uncle! But the Zest and passion remains! Kenneth is just like a "life buoy"- coming to my "rescue" at the darkest and lowest moments in my life.. Thank you Kenneth! For always being so willing to going beyond your call of duty to help!

Crystal Huang, Senior Financial Consultant

I joined Kenneth's Team back in 2018, and I would say it was his character and transparency that gave me the leap of faith to join the Finance & Insurance Industry. Time flies and it is my fourth year, Kenneth would still be ever ready to assist me should I need advise, and also he continues to support the Team with prospecting methods and ideas. Despite being in the industry for more than 20 years himself, he is always open to new ideas, suggestions, and continues to learn from others (signing up for courses/ hearing from others). He is a leader who leads and inspire many others.