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Kenneth Cheng

In Touch

A Monthly Curated Newsletter

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

4 Things Mothers in Singapore Should Do to Plan for Their Finances

A 2015 survey showed that 75% of Singaporean mothers surveyed had not even thought about retirement, let alone started planning for it. If you’re spending all your energy running after the kids or making sure they pay attention during tuition, here four things you should not forget to do for your finances.

 
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Mums, pay attention to finances

Financial experts advise that it makes sense for mothers (and just about anyone) to pay attention to their financial affairs. According to the US-based National Centre for Women and Retirement Research, nine out of 10 women will eventually have to manage their finances on their own at some point, due to circumstances ranging from leaving the workforce to care for a family member, to becoming divorced or finding themselves widowed.

 
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Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance

 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Kenneth Cheng
 
 
 
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Testimonials and Referral Notes

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Xaye Lee, Teacher

I know Kenneth in 2001 when I bought my very First insurance from him. Being new to the workforce, I am overwhelmed with the different products in the market. He patiently explains everything in layman's term to aid my understanding. Since then, I will only go to him for my every insurance needs. In 2001.. he is a black haired young man full of zest and passion. Now, he is already a NOT so young white haired uncle! But the Zest and passion remains! Kenneth is just like a "life buoy"- coming to my "rescue" at the darkest and lowest moments in my life.. Thank you Kenneth! For always being so willing to going beyond your call of duty to help!

Jace Low, Financial Consultant

I met Kenneth when I was looking to enter the financial services industry back in 2020, and what really stood out to me was his upfront honesty and transparent nature. I was exploring many opportunities at the time and Kenneth's ability to lead really spoke to me because he never gave me "fluff" or painted a flowery picture but was always very real in his mentorship and guidance to me. I've also seen him on multiple occasions go out of his way to help not only mentees but also his clients who ask for his time of day urgently, despite his tight schedule. I'm thankful for his presence in my life and would not want to be anywhere else except with Opulence and under his care. I am sure others who have worked with him will say the same and I am all but certain that future new mentees and new clients will see what I see as well.

Wilson Low, Enterprise Business Manager

In 2018, I was looking for a Sales Opportunity in my IT industry. However, my Prudential Financial Consultant shared with me about his work and introduced me to his Team Lead, Kenneth. For a person like me who was already 50yo then, without any experience in the Sales and Financial Industries, it was not easy for me to switch and become a FC but Kenneth was a very patient and knowledgeable Mentor. He was able to teach and abundantly share his knowledge and experience with all his new FCs, and I am proud to be in his Multi Million Dollar Agency Team. I would recommend Kenneth to those who are looking for a good Financial Mentor to achieve your career goal as a Financial Consultant.

Ullas Nair, G6 Army, MINDEF

I have known Kenneth for about 21 years since we worked together in PT & Sports branch of G6 Army, MINDEF. As that time he was a specialist enlisted and trained as a fitness instructor. I was his superior officer and we worked together in managing and monitoring the army’s overall fitness data and making plans and policies. He struck me even then as a dedicated person, who took his full time national service seriously. He worked hard to ensure that our data was accurate and reliable and fit its purposes. After he left his army service where he had done very well, he branched out into the insurance industry. I was certain he would not only do well but excel in his chosen field at Prudential. We kept in touch all through the years and he even recommended me some good insurance products. His service was excellent, he treat everyone as a special friend not just a customer. He even assisted his army colleagues to invest week and we all found him to be a capable and reliable person. As an individual, Kenneth has very good inter-personal skills and EQ, but he is genuinely a nice person and would contact us from time to time even if we were not involved in any business deals with him. He has a food reputation from all his army friends even after leaving service more than 21 years ago. I wish him the best and I know he will serve his clients and friends well.

Anitha, Teacher

Kenneth was my first insurance advisor when I started working back in 2002. He has since become a good family friend. As a caring and thoughtful person, he never fails to support us whenever we need his assistance. Whenever I have a query or doubt, Kenneth has never hesitated to explain patiently and offer alternate solutions or suggestions. Really fortunate to have met you almost 20 years ago, Kenneth. I wish you only the best! Thank you, Kenneth!

Gary Giam, Senior Financial Consultant

Having working with Kenneth for the past 4 years, I can say with certainty that Kenneth is an excellent mentor and a goal getter. He makes sure that we are well equipped with the knowledge and the necessary skill sets to provide top advice to our clients as well as to the people we meet. Being an introvert, it isn't easy for me at the start, but with his guidance and experience, I am able to smoothly transit into my sales role without much seatbacks. If you are looking for a breakthrough in your career or interested in doing sales but unsure if you are suitable for it, I would strongly recommend reaching out to Kenneth!