As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well. | 4 Things Mothers in Singapore Should Do to Plan for Their Finances A 2015 survey showed that 75% of Singaporean mothers surveyed had not even thought about retirement, let alone started planning for it. If you’re spending all your energy running after the kids or making sure they pay attention during tuition, here four things you should not forget to do for your finances. | Mums, pay attention to finances Financial experts advise that it makes sense for mothers (and just about anyone) to pay attention to their financial affairs. According to the US-based National Centre for Women and Retirement Research, nine out of 10 women will eventually have to manage their finances on their own at some point, due to circumstances ranging from leaving the workforce to care for a family member, to becoming divorced or finding themselves widowed. | Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance | Proudly Brought to You I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | Kenneth Cheng | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Kenneth Cheng, All rights reserved. | | | Jace Low, Financial Consultant I met Kenneth when I was looking to enter the financial services industry back in 2020, and what really stood out to me was his upfront honesty and transparent nature. I was exploring many opportunities at the time and Kenneth's ability to lead really spoke to me because he never gave me "fluff" or painted a flowery picture but was always very real in his mentorship and guidance to me. I've also seen him on multiple occasions go out of his way to help not only mentees but also his clients who ask for his time of day urgently, despite his tight schedule. I'm thankful for his presence in my life and would not want to be anywhere else except with Opulence and under his care. I am sure others who have worked with him will say the same and I am all but certain that future new mentees and new clients will see what I see as well. | | | Eddie Chin, HR Business Partner, CAG I’ve known Kenneth since my army days, so that works out to more than 20 years… I must say since those days, Kenneth has been a natural mentor in caring for and taking care of his course mates (me included!). Armed with a positive and never-say-die attitude, he regularly galvanizes every one of us fellow trainees to “endure and excel” throughout the few months of training together. From the tough times we faced together, you could clearly tell that Kenneth was someone you could depend on, in good or bad times… 😊
I recall Kenneth was already clear at that young age (where most guys are probably trying to “act cool”), that he wanted to go into the financial planning line to help relatives and friends better plan for their needs at various stages of life. We continued keeping in touch after we were posted to different camps in Singapore, and shortly after we turned operationally ready he got his financial planner licence with Prudential! Without a doubt, I took up my first life policy with him after starting work myself. Fast forward 20 years, and Kenneth continues to conscientiously plan for me and my family’s needs in terms of insurance coverage. I mean it when I say “needs”, coz Kenneth never pushes for me to take on more than I should or could.
Now that he’s leading his own team, he remains down to earth and continues to keep tab on me and my family’s well-being, as a good friend and trusted financial advisor. | | | Crystal Huang, Senior Financial Consultant I joined Kenneth's Team back in 2018, and I would say it was his character and transparency that gave me the leap of faith to join the Finance & Insurance Industry. Time flies and it is my fourth year, Kenneth would still be ever ready to assist me should I need advise, and also he continues to support the Team with prospecting methods and ideas. Despite being in the industry for more than 20 years himself, he is always open to new ideas, suggestions, and continues to learn from others (signing up for courses/ hearing from others). He is a leader who leads and inspire many others. | | | Richard Lee, CEO, Aalst Chocolate
Trustworthy and sincere. Kenneth has been helping to plan for my family plans for more than 10 years. Happy to see his team expand and with his guidance, I am sure many will benefit from his wealth of experience. He is also a good public speaker and has spoke at my company events. | | | Sarifah Hasliza, Teacher Where do I actually start?
Kenneth is an amazing agent with great character and he is definitely trustworthy. He has been with us close to 20 years. From handling just my individual portfolio, to handling my whole family (of 6) insurance portfolio.
He is always there whenever I needed advice. Never once did he ignore my calls/texts. He even makes home visits whenever we need to to update our policies.
I’ve recommended him to my sister and cousins. They were impressed by his personalised & thorough presentation and switched to Prudential. I must mention that Kenneth is never pushy and always gives us space & time to consider his proposal. | | | Priscilla Chew, Senior Financial Consultant "A leader is a person who takes a little more than his share of blame and a little less than his share of credit." Kenneth lives by this principle more than many others.
I first met Kenneth, a little more than 3 years back. He came across as a straightforward and focused director. At that moment, I knew I have much more to learn from him.
Being in the business for over 20 years, he has met many different kinds of individuals. He has a unique communication style, knowing that words transform emotions and lead to breakthroughs. His decisiveness carries the team, that does not mean he makes easy decisions. He makes what's right even in tough times.
If one have ever engaged in a conversation with Kenneth, one must have sensed quickly his confidence and clear visions. He is fully focused on helping the team achieve their personal goals, even if it means sacrificing his time. Kenneth is a yes man to his mentees, not because he says yes to everything, but because he couldn't turn a blind eye to his team.
Being a good speaker with his language fluency helped me discover that public speaking is a skill I enjoyed very much, and he is an example to follow.
In my almost 3 years with Kenneth, I have enjoyed learning from him as my mentor, upgrading my skills and putting my strengths to use. He listens before he speaks, which many of us would have wanted from a leader.
He has played a big role and attribution to my achievements and helped me vision who I want to be, who I could be and discovering my identity.
In today's fast paced market, Kenneth is constantly looking for innovative ideas and finding the X factor. It was never a dull moment to learn new things from him.
If you are looking for a leader that is no-nonsense, honest and focused on helping you achieve your goals, walk up to Kenneth and start the conversation. | | | | |