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Kenneth Cheng

In Touch

A Monthly Curated Newsletter

It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream?

Retirement Date Risk And Sequence Of Returns

Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk!

 
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Key to retirement planning: Don't panic

It can be hard to live within your means after retiring, so make your extra funds work harder.

 
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Children and Retirement

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Kenneth Cheng
 
 
 
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Testimonials and Referral Notes

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Lee Chun Hian, Financial Services Manager

There are two types of leaders in financial services; one that commands and expects results, the other who actually walks the talk, leading by example. And Kenneth is the latter. Three years of working alongside him, we have both experienced growth in our teams and career, and a large part of my success was due to his empowerment of the business. Kenneth always come up with new innovative ideas in this ever-changing industry of financial services, and he is someone who is selfless in his coaching and sharing with younger financial consultants. When Kenneth reaches out, it's probably because sees the potential, and I am confident that under his tutelage, new breakthroughs will be reached.

Richard Lee, CEO, Aalst Chocolate

Trustworthy and sincere. Kenneth has been helping to plan for my family plans for more than 10 years. Happy to see his team expand and with his guidance, I am sure many will benefit from his wealth of experience. He is also a good public speaker and has spoke at my company events.

Ullas Nair, G6 Army, MINDEF

I have known Kenneth for about 21 years since we worked together in PT & Sports branch of G6 Army, MINDEF. As that time he was a specialist enlisted and trained as a fitness instructor. I was his superior officer and we worked together in managing and monitoring the army’s overall fitness data and making plans and policies. He struck me even then as a dedicated person, who took his full time national service seriously. He worked hard to ensure that our data was accurate and reliable and fit its purposes. After he left his army service where he had done very well, he branched out into the insurance industry. I was certain he would not only do well but excel in his chosen field at Prudential. We kept in touch all through the years and he even recommended me some good insurance products. His service was excellent, he treat everyone as a special friend not just a customer. He even assisted his army colleagues to invest week and we all found him to be a capable and reliable person. As an individual, Kenneth has very good inter-personal skills and EQ, but he is genuinely a nice person and would contact us from time to time even if we were not involved in any business deals with him. He has a food reputation from all his army friends even after leaving service more than 21 years ago. I wish him the best and I know he will serve his clients and friends well.

Michelle Tan, Senior Financial Consultant

Kenneth's confidence, experience and his ability to vision made me took a leap of faith from my decent paying job & multiple offers to join his team. It was indeed a tough decision but I have never regretted ever since. He believes in me more than I believe in myself & will push me to do better, be better. I have grown a lot these 4 years under his mentorship, emotionally, mentally & financially. I'm proud to say that without Kenneth, I wouldn't be where I am right now. Everything happens for a reason. If you ever receive a call from Kenneth one day on a new career opportunity, pick it up, have a coffee with him. It might be the turning point you were waiting for.

Affendi, Civil Service

“In 2001 I started working and was clueless about insurance products. How to protect myself? How to save for retirement? Then I was introduced to Kenneth thru a mutual friend. To my recollection, he also just started his journey as a Financial Advisor. Despite that, Kenneth showed sincerity, confidence and professionalism (he still does) when I first met him. Kenneth without fail will explained and assured me what is best for me at different phase of my life. Moving forward 21 years later, my family and I have always put our trust and faith in him. He always make himself available even on weekends (sorry to disturb u on weekends) when I needed his advice or help. Kenneth, I am happy for you Brudder! You are a testament that when you doing what you love sincerely, success will follow through in many forms. From my Insurance agent to my Friend.” *Thanks to Wei Kai also for introducing us. 😉

Anitha, Teacher

Kenneth was my first insurance advisor when I started working back in 2002. He has since become a good family friend. As a caring and thoughtful person, he never fails to support us whenever we need his assistance. Whenever I have a query or doubt, Kenneth has never hesitated to explain patiently and offer alternate solutions or suggestions. Really fortunate to have met you almost 20 years ago, Kenneth. I wish you only the best! Thank you, Kenneth!