It's been a while since the subject of Retirement was discussed. In this issue's video, it's quite interesting to see how children have different ideas about Retirement. I'm sure all of us have our ideas as well. Yet life can mercilessly erode these dreams. But not if we are really serious about them. So how serious is your retirement dream? | Retirement Date Risk And Sequence Of Returns Sequence of returns risk is a commonly cited risk for retirees, but an accumulator also faces sequence of returns risk in the form of retirement date risk! | Key to retirement planning: Don't panic It can be hard to live within your means after retiring, so make your extra funds work harder. | Children and Retirement | Proudly Brought to You I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends | Kenneth Cheng | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Kenneth Cheng, All rights reserved. | | | Leon Chaw, Senior Financial Consultant I have known Kenneth since I was 18. Lost and inexperienced about life, Kenneth has provided me guidance and support throughout my younger days. He is genuine in his mentorship and the only motive he has; to do well and do good collectively be it personal or at work.
Kenneth has displayed the fine example of walking the talk. As a 20-year veteran and leader in the financial advisory industry, he remains humble with his advices while ensuring that his team remain grounded while striving for excellence.
Kenneth’s foresight and and aptitude in life enabled the team to continuously innovate in our business, even in tough times such as COVID-19. If you’re ready to challenge yourself and want to get out of your comfort zone, do reach out to Kenneth and he will provide you with the most uncomfortable truth yet real advices. | | | Gary Giam, Senior Financial Consultant Having working with Kenneth for the past 4 years, I can say with certainty that Kenneth is an excellent mentor and a goal getter. He makes sure that we are well equipped with the knowledge and the necessary skill sets to provide top advice to our clients as well as to the people we meet. Being an introvert, it isn't easy for me at the start, but with his guidance and experience, I am able to smoothly transit into my sales role without much seatbacks.
If you are looking for a breakthrough in your career or interested in doing sales but unsure if you are suitable for it, I would strongly recommend reaching out to Kenneth! | | | Richard Lee, CEO, Aalst Chocolate
Trustworthy and sincere. Kenneth has been helping to plan for my family plans for more than 10 years. Happy to see his team expand and with his guidance, I am sure many will benefit from his wealth of experience. He is also a good public speaker and has spoke at my company events. | | | Lee Chun Hian, Financial Services Manager There are two types of leaders in financial services; one that commands and expects results, the other who actually walks the talk, leading by example. And Kenneth is the latter.
Three years of working alongside him, we have both experienced growth in our teams and career, and a large part of my success was due to his empowerment of the business. Kenneth always come up with new innovative ideas in this ever-changing industry of financial services, and he is someone who is selfless in his coaching and sharing with younger financial consultants.
When Kenneth reaches out, it's probably because sees the potential, and I am confident that under his tutelage, new breakthroughs will be reached. | | | Jesslyn Wong, Manager Kenneth has been our financial planner since 2005, when we bought our first endowment policy for our newborn. Since then, we have bought multiple policies from Life, Mortgage, Investment to Hospitalization. Kenneth is knowledgeable and provided us with sound recommendation on the policies that suit our needs and budget at the different stages of our lives. He is like our go-to-man for all our insurance and coverage needs. | | | Wilson Low, Enterprise Business Manager In 2018, I was looking for a Sales Opportunity in my IT industry. However, my Prudential Financial Consultant shared with me about his work and introduced me to his Team Lead, Kenneth. For a person like me who was already 50yo then, without any experience in the Sales and Financial Industries, it was not easy for me to switch and become a FC but Kenneth was a very patient and knowledgeable Mentor. He was able to teach and abundantly share his knowledge and experience with all his new FCs, and I am proud to be in his Multi Million Dollar Agency Team. I would recommend Kenneth to those who are looking for a good Financial Mentor to achieve your career goal as a Financial Consultant. | | | | |