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Kenneth Cheng

In Touch

A Monthly Curated Newsletter

Change is hard. To force change is harder. They usually don't last. Perspectives however, are easier to accept. They change our minds and maybe that's what we need more than change itself. I hope you enjoy these articles.

7 personal finance resolutions you'll be able to keep — and how

It’s always nice to start afresh for a new year. That’s why we make promises to ourselves to change a habit or start one, in order to become a better version of ourselves.

 
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An 81-year Harvard Study Says Staying Happy and Mentally Sharp Boils Down to 1 Thing

The key to a happy life is easy to overlook. Ahh, the pursuit of happiness. So many voices in the chorus telling us how to master it. There are psychology-based tricks to happiness, watch-outs for what kills happiness, even equations for happiness.

 
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What Really Makes The Rich Get Richer And The Poor Get Poorer - The Five Laws Of Gold

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Kenneth Cheng
 
 
 
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Testimonials and Referral Notes

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Eddie Chin, HR Business Partner, CAG

I’ve known Kenneth since my army days, so that works out to more than 20 years… I must say since those days, Kenneth has been a natural mentor in caring for and taking care of his course mates (me included!). Armed with a positive and never-say-die attitude, he regularly galvanizes every one of us fellow trainees to “endure and excel” throughout the few months of training together. From the tough times we faced together, you could clearly tell that Kenneth was someone you could depend on, in good or bad times… 😊 I recall Kenneth was already clear at that young age (where most guys are probably trying to “act cool”), that he wanted to go into the financial planning line to help relatives and friends better plan for their needs at various stages of life. We continued keeping in touch after we were posted to different camps in Singapore, and shortly after we turned operationally ready he got his financial planner licence with Prudential! Without a doubt, I took up my first life policy with him after starting work myself. Fast forward 20 years, and Kenneth continues to conscientiously plan for me and my family’s needs in terms of insurance coverage. I mean it when I say “needs”, coz Kenneth never pushes for me to take on more than I should or could. Now that he’s leading his own team, he remains down to earth and continues to keep tab on me and my family’s well-being, as a good friend and trusted financial advisor.

Anitha, Teacher

Kenneth was my first insurance advisor when I started working back in 2002. He has since become a good family friend. As a caring and thoughtful person, he never fails to support us whenever we need his assistance. Whenever I have a query or doubt, Kenneth has never hesitated to explain patiently and offer alternate solutions or suggestions. Really fortunate to have met you almost 20 years ago, Kenneth. I wish you only the best! Thank you, Kenneth!

Sarifah Hasliza, Teacher

Where do I actually start? Kenneth is an amazing agent with great character and he is definitely trustworthy. He has been with us close to 20 years. From handling just my individual portfolio, to handling my whole family (of 6) insurance portfolio. He is always there whenever I needed advice. Never once did he ignore my calls/texts. He even makes home visits whenever we need to to update our policies. I’ve recommended him to my sister and cousins. They were impressed by his personalised & thorough presentation and switched to Prudential. I must mention that Kenneth is never pushy and always gives us space & time to consider his proposal.

Ullas Nair, G6 Army, MINDEF

I have known Kenneth for about 21 years since we worked together in PT & Sports branch of G6 Army, MINDEF. As that time he was a specialist enlisted and trained as a fitness instructor. I was his superior officer and we worked together in managing and monitoring the army’s overall fitness data and making plans and policies. He struck me even then as a dedicated person, who took his full time national service seriously. He worked hard to ensure that our data was accurate and reliable and fit its purposes. After he left his army service where he had done very well, he branched out into the insurance industry. I was certain he would not only do well but excel in his chosen field at Prudential. We kept in touch all through the years and he even recommended me some good insurance products. His service was excellent, he treat everyone as a special friend not just a customer. He even assisted his army colleagues to invest week and we all found him to be a capable and reliable person. As an individual, Kenneth has very good inter-personal skills and EQ, but he is genuinely a nice person and would contact us from time to time even if we were not involved in any business deals with him. He has a food reputation from all his army friends even after leaving service more than 21 years ago. I wish him the best and I know he will serve his clients and friends well.

Nick Teo, Business Development Director

A mentor is someone who has patience, foresight and magnanimity. Kenneth has all of those traits and more! He's mentored so many, and guided many more to success. And most of all, he is a man of great Faith and great Love.

Affendi, Civil Service

“In 2001 I started working and was clueless about insurance products. How to protect myself? How to save for retirement? Then I was introduced to Kenneth thru a mutual friend. To my recollection, he also just started his journey as a Financial Advisor. Despite that, Kenneth showed sincerity, confidence and professionalism (he still does) when I first met him. Kenneth without fail will explained and assured me what is best for me at different phase of my life. Moving forward 21 years later, my family and I have always put our trust and faith in him. He always make himself available even on weekends (sorry to disturb u on weekends) when I needed his advice or help. Kenneth, I am happy for you Brudder! You are a testament that when you doing what you love sincerely, success will follow through in many forms. From my Insurance agent to my Friend.” *Thanks to Wei Kai also for introducing us. 😉